A quote is not a policy. It does not mean that the user has coverage.
Our quotes expire when the session expires, so if a user gets a quote and doesn’t proceed to a policy and then leaves the page, they will have to get another quote.
“Past Revenue” screen requires the user to input the last three months of gross online revenue.
“Coverage Selection” is based on their revenue inputs and allows the user to select how much coverage they want via selecting their desired limit.
Their quoted premium is a combination of their technology risk profile and the amount of coverage they want. The more coverage the user wants, the more expensive it will be.
The domain they login with is the domain that will be covered. As a result, if they manage their business through their personal email (gmail, yahoo, hotmail, comcast, etc) then we will be unable to offer them a policy.
Only the email address that was used to purchase the policy will enable the user to login to their dashboard.
Classes of businesses that we do not cover: institutional investment entities and funds, federally illegal classes of business, business with recurring revenue that can bill retroactively after a downtime event, direct health and medical insurance carriers, adult content and services, dating applications or services, financial institutions.
There is a limit of one policy per domain. If a domain already has a policy associated with it and another person with that same email address tries to purchase a policy, they will be unable to do so.
If a potential customer is currently experiencing downtime, they will not be able to get a quote.